System (ISO8583 Interface) for the processing of the Digitization and Tokenization messages between the transmitters / processors and the Visa digital VTS platform.
53-VTS allows you to quickly and easily integrate Transmitters / Processors that want to process digital products from the Visa VTS platform, and need to validate Digitization and Tokenization messages with the current authorizer.
This process is between the VEA and the Issuer Authorizer, capturing only the Scan and Token Notification messages with MTI = 0620 (responding with the corresponding MTI = 0630)) and letting the other messages pass between the VEA and the Issuing Authorizer transparently.
Processing of PAN / Token maintenance messages (MTI 0302/0312) for when the Token Status is updated and / or the PAN Number or Expiration in the Issuer system is changed. Also in the case of Visa to send the Activation Code via Call Center.
Webservice for Token Maintenance and Token Query linked to a PAN from External Systems (ex: Internet Banking (Mobile and App), Call Center, etc.).
As a method of authentication of the Card Holder for activation can be used 2 methods, Call Center or VACAT message.
If Call Center is sent a message with MTI = 0302 from the previously sent token notification data (MTI = 0620) In this case the VTS platform arrives the Activation Code to the Card Holder.
In the case of VACAT messages which is an authorization of a low value amount (0.02 of the transaction currency unit) in which an Activation Code (AC) arrives, which, after being authorized and approved by the issuer, 53-VTS keeps this AC in the database and sends it via SMS to the Card Holder. This transaction should also pass in a transparent way would make the sender, without having to do something with the activation code.
Integration with the Issuer / Processor to consult Card / Account Status, PAN / Expiration Query, Carrier Contact Data (e-mail, telephone, etc.).